Business Checking Account

How to Open Business Checking Account

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When opening a business checking account, all banks are required to obtain information verifying the business and individuals associated with it. This page will help you quickly and easily determine the documents needed.

Owners partners and key executives need to be present at account opening. You will need to provide the following information:

1 - Two (2) forms of personal identification, one of which is issued by a government agency, for example a drivers license or a passport

2 - Taxpayer Identification Number for both the business and the individuals, such as an Employee Identification Number for the business or Social Security Number for the individual.

Have appropriate documents to help verify your business - originals or certified copies.

Sole Proprietor

If the business name does not use the first and last name of the owner, bring have one of the following.

- Fictitious Name Certificate or Statement

- Certificate of Assumed Name

- Business License

- Registration of Trade Name

Partnerships

General Partnership

- Partnership Agreement

- Fictitious Name Certificate or Statement

- Certificate of Assumed Name

- Business License

If you don't have one of the above and you have not filed with a government agency. have a written statement signed by all partners indicating no written Partnership Agreement exists.

Limited Partnership

- Certificate of Limited Partnership

- Limited Partnership documents

Limited Liability Partnership

- Statement of Qualification

- Limited Partnership document

- Limited Liability Partnership Election

Limited Liability Company

- Articles of Organization

- Certificate of Organization

- Certificate of Formation

Corporation

- Articles of Incorporation

- Certificate of Good Standing

Social Clubs, Unincorporated Associations, Civic Groups & Organizations

- Business License

- Fictitious Name Certificate of Statement

- Certificate of Assumed Name

- Organization or Association Articles of Bylaws

- Certificate of Good Standing, Certificate of Formation or Certificate or Organization

- Statement of Organization

- Certificate of Registration

If you don't have any of the above documents, and you have not filed with a government agency, bring another document such as a board meeting minutes. If you don't have any documents issued by a government agency, all authorized signers will need to be present at the bank.

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